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Will the money run out?

The other day, I read that retirees have less money but are spending more. My initial reaction, now that I have entered the semi-retirement phase of my life, was mild annoyance. Especially when the journalist started throwing numbers and statistical evidence to prove, without question, I was overspending.  Interspersed in the percentages was the fear […]


Afternoon tea with my family – paid for with cash!!!

Why more people are ditching credit cards – Money – There is a subtle, yet profound, difference between austerity and frugality.   For me, it is similar to being in a grey prison or celebrating freedom under a blue sky.  Controlling the desire for consumption signals an increase in personal creativity.  I can see why people are […]