Why more people are ditching credit cards – Money – TODAY.com.
http://today.msnbc.msn.com/id/42688903
There is a subtle, yet profound, difference between austerity and frugality. For me, it is similar to being in a grey prison or celebrating freedom under a blue sky. Controlling the desire for consumption signals an increase in personal creativity. I can see why people are ditching credit cards!
Clanmother 